The CIDCO Lottery Scheme is making the dream of owning a home a reality for thousands. Backed by the City and Industrial Development Corporation, this government initiative is designed to provide affordable, well-planned housing to the Economically Weaker Section and Lower Income Group of society.

The CIDCO Lottery is a beacon of hope for affordable housing in Maharashtra. Here is a step-by-step guide to understand how the CIDCO Lottery scheme works.

What is the CIDCO Lottery Scheme?

Managed by the CIDCO, this scheme offers affordable housing options via a transparent lottery mechanism aimed to the EWS and LIG categories.

Eligibility & benefits for EWS and LIG applicants

  • EWS category
    • Monthly family income up to Rs. 25,000
    • The scheme offers smaller carpet areas (~25.81 sqm) at lower prices
  • LIG category:
    • Monthly income between Rs. 25,000 and Rs. 50,000
    • Aimed at individuals seeking slightly larger flats

The allocation ratio favours EWS applicants (~60:40 split with LIG). Past schemes have offered thousands of units, and construction plans include tens of thousands more under MahaRERA regulatory oversight.

How to register for the CIDCO Lottery?

Here is how the online registration process unfolds:

  1. Visit the official CIDCO Lottery portal.
  2. Create an account by completing fields such as your name, guardian's name, date of birth, mobile number, and email.
  3. Verify your details by entering the captcha and the OTP received on your mobile, then confirm.
  4. Provide your PAN and income details, including monthly income info.
  5. Upload documents such as Aadhaar, PAN, personal photo, and bank details (account number, IFSC, bank name).
  6. Submit the form, then make your registration fee payment as specified.

Keep your mobile number and email unchanged until the scheme concludes. They are used for all official follow-ups.

Registration fees & payment process

The application requires a nominal registration fee:

  • EWS Applicants: Rs. 5,000
  • LIG Applicants: Rs. 25,000

Payments can be made online via internet banking, Debit or Credit Card through the CIDCO portal's payment section.

Check application status

Tracking your application is straightforward:

  • Visit CIDCO's official website and navigate to "accepted applications".
  • Select the CIDCO Lottery scheme or category and then view the PDF list of accepted applicants.
  • Locate your name or application number to confirm your status.

What happens after you win?

Upon winning the CIDCO lottery, you must complete the documentation and payment process as per the guidelines provided. This likely includes:

  • Uploading or submitting required documents
  • Paying the balance or booking fee
  • Receiving your allotment letter and securing your property.

Conclusion

The CIDCO Lottery scheme simplifies access to affordable homes for those who need it most. If you follow the online registration process and stay attentive to updates, you stand a real chance at securing your home transparently and fairly. Future schemes may follow a similar structure, so getting familiar now can help you act quickly when the next opportunity arises.